The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern our relationship with our users and others who may engage, retain or otherwise interact with Creditcrasher Technology LLC., also known as Creditcrasher, our subsidiaries and affiliates, for any purpose including but not limited to the use of the Creditcrasher website, which includes www., (the “Site”), its proprietary materials and technology and its services (the “Services”).
Creditcrasher is a web application software solution that empowers consumers to manage their credit by providing educational resources and tools.
These tools may include:
Important Note: Creditcrasher does not provide legal advice or credit repair services. Users are solely responsible for the content and accuracy of any dispute letters they submit.”
Creditcrasher empowers you to manage your credit information. We provide educational resources and tools to help you understand your credit reports and navigate the credit dispute process.
By using Creditcrasher, you acknowledge and agree to the following:
Changes to this Disclaimer: We reserve the right to update this disclaimer at any time.
If and when you voluntarily import your credit report into our Site, you are providing consent for us to access and store your credit report in an automated fashion. You are not required to import your credit report, and you can revoke our access to your credit report at any time by removing your import credentials or contacting support. The information contained in your imported credit report will only be used by us for software functionality and customer support purposes, and will not be used for any other reasons.
Any and all visitors to our site, whether or not they are registered, shall be deemed “users” of the Services and shall be subject to the TOS. After an individual user registers on the Site through the process of creating subscription account, that user shall then become a “member”.
As a member”, you may completely terminate your account, associated email address and access to our Services by providing the “Reason For Deactivation” then selecting the “Deactivate” Account button. You can find this located under your “My Account” section.
Refund Policy
Promotional Trial Periods: The Creditfixrr DIY: 7-Day Trial and Creditfixrr Business: 14-Day Trial are offered free of charge for 7 and 14 days, respectively. Upon conclusion of the trial period, subscriptions will automatically renew at the standard rate.
Downgrade Policy: If a customer decides to downgrade to a lower plan, we do not offer refunds for the difference in cost. Instead, the difference will be applied as a credit towards the upcoming month’s subscription within their current billing cycle. This credit will be automatically deducted from the next invoice, ensuring a seamless transition to the lower plan.
Cancellation and Refunds: While we prioritize customer satisfaction and are confident in the value of our services, we acknowledge that some customers may wish to cancel. To qualify for a refund, cancellations must be requested within 3 days of the transaction date under the following conditions: If you bypass the Creditfixrr DIY: 7-Day Trial and Creditcrasher Business: 14-Day Trial and become a paying member, you are eligible for a full refund, minus a processing fee of $5.99, if the cancellation request is made within 3 days of the transaction.
No Refunds Provided: Refunds will not be issued for cancellations requested after the DIY: 7-Day Trial and Creditcrasher Business: 14-Day Trial Period . Refunds will not be issued if any dispute letters have been generated or created. Annual subscriptions are non-refundable. Lifetime memberships are non-refundable, both in part and in full.
Add-On Products: Due to the specific nature of their costs, refunds do not apply to add-on products such as mail credits, AI credits, and tradelines.
Your satisfaction is our top priority and we’re confident you’ll be pleased with our services. Still, if you try our services and decide you want to cancel your membership, you must cancel within 3 days from the date of transaction for a refund as follows:
If user skips the DIY: 7-Day Trial and Creditcrasher Business: 14-Day Trial period and becomes a “member” and decides to request a refund. “member” must cancel within the 3 days from the date of transaction to receive a full refund on your service minus a refund processing fee of: $5.99.
Note: Refunds DO NOT apply to add-on products or Top Up Credits such credits used for: mail credits, ai credits and tradelines given the unique nature of their costs.
Each user and member acknowledges and agrees that the Services provided and made available through our website and applications, including mobile applications, applications that may be made available on social media networking sites as well as other platforms and downloadable programs, are the sole property of Creditcrasher Technology LLC. In the event that Creditcrasher Technology LLC. offers additional Services or products, or updates, modifies or revises its website, applications, downloadable programs, content and Services, this Agreement shall remain effective and shall continue to apply to all users and members for all existing and additional, updated, modified or revised Services, products and applications. Creditcrasher Technology LLC. hereby reserves the right to unilaterally cancel, terminate and cease offering any of its Services and products at any time without prior or advanced notice. You, as a user or member, acknowledge, accept and agree that you will not hold Creditcrasher Technology LLC. liable for any claims that you have or hold, or may have or hold, that are related in any way to any update, modification, revision, suspension termination or discontinuance of any of our Services or products. You further agree that you will not assert any claims against Creditcrasher Technology LLC., whether by initiating a lawsuit or through any other forum, related in any way to any update, modification, revision, suspension termination or discontinuance of any of our Services or products and that you expressly release Creditcrasher Technology LLC. from any such claims. Your continued use of the website, applications and Services after any updates, changes, or modifications shall constitute your acceptance of such updates, changes revisions, suspensions or modifications.
You acknowledge that Creditcrasher Technology LLC. may amend, update, modify or revise this TOS without your prior notice or consent. As such, you acknowledge that you have reviewed this TOS and you agree to carefully review any notices, amendments, updates, modifications or revisions relating to it. If you do not agree to any amended, updated, revised or modified terms, you agree to immediately stop using Creditcrasher Technology LLC’s Services and products and to terminate your membership.
Furthermore, users and members understand, acknowledge and agree that the Services and products offered by Creditcrasher Technology LLC. shall be provided “AS IS” and as such Creditcrasher Technology Inc. shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion or any failure to store user or member content, communication or personalization settings.
To register and become a member of the Site, you must be at least 18 years of age to enter into and form a legally binding contract. By agreeing to this TOS you warrant and represent that you are of at least 18 years of age. In addition, you warrant and represent that you have not been barred from usiing Creditcrasher’s Services under applicable federal, state or local law, statute or regulation.
By registering to become a member, you agree to provide to Creditcrasher accurate information, including but not limited to your name, e-mail address, birth date, gender, mailing address, occupation, industry and personal interests. You can edit your account information at any time and agree to supplement such information so that it remains accurate.
The registering party hereby further acknowledges, understands and agrees to:
Knowingly providing any false, untrue, inaccurate or incomplete information shall constitute a material breach of this TOS. In the event of such breach, Creditcrasher Technology LLC at its sole discretion may immediately and without notice suspend or terminate the member and his or her account and deny that member any current or future use of Creditcrasher Technology LLC Services, products and any portion thereof.
It is Creditcrasher Technology LLC’s priority to ensure the safety and privacy of all its visitors, users and members, especially that of minors. Therefore, it is for this reason that the parent(s) or legal guardian(s) of any child or ward under the age of 13 that permits that child or ward access to the Creditcrasher Services or products must create a “family” account, must certify that the individual creating the “family” account is of at least 18 years of age and must certify that he or she is the parent or legal guardian of any child or ward registered under the “family” account. As the creator of the “family” account, he or she is thereby granting permission for his or her child or ward to access the Services and products, including but not limited to message boards, email, and instant messaging. It is the parent or legal guardian’s responsibility to determine whether any of Creditcrashers Services, products or content are age-appropriate for his or her child or ward and to determine such child or ward’s time, method and authorization to use the same.
Every member’s registration data and personal information are strictly protected by the Creditfixrr Technology Inc Online Privacy Policy which is available at www.. By registering as member, you consent to the collection and use of the information that you provide to Creditcrasher Technology Inc, including the transfer of information within the United States and internationally for storage, processing or use by Creditcrasher Technology LLC and its subsidiaries and affiliates.
When you set up an account, including if you are the creator of a “Creditcrasher family” account, you are the sole authorized user of your account. You shall be responsible for maintaining the secrecy and confidentiality of your password and for all activities that transpire on or within your account. It is your responsibility for any act or omission of any user(s) that accesses your account or account information, including but not limited to activity that if undertaken by you, would be deemed a violation or breach of the TOS. It shall be your responsibility to notify Creditcrasher Technology LLC immediately if you notice any unauthorized access or use of your account or password or any other breach of security. You agree that Creditfixrr Technology LLC shall not be liable to any user, member or any other person for any loss or damage arising from any failure to comply with this material term of the TOS.
As a user or member of the Site, you acknowledge, understand and agree that all information, text, software, data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted or transmitted, is the expressed sole responsibility of the individual from whom the content originated. Hence, you agree that you are solely responsible for any and all content that you post, upload, email, transmit or otherwise make available to Creditcrasher Services, and as such, we do not guarantee the use, accuracy, integrity or quality of such content in conjunction with Creditcrasher’s Services and products.
Furthermore, you agree not use Creditcrasher Technology LLC’s Services, products, website or applications for the purpose of:
Creditcrasher Technology LLC reserves the right at its sole discretion to pre-screen, refuse or delete any content currently available through our Services and products. In addition, we reserve the right to remove or delete any content that would violate the TOS or which would otherwise be considered offensive to other visitors, users or members.
Creditcrasher Technology LLC reserves the right to access, preserve or disclose member account information and content if it is requested to do so by any governmental entity or in good faith belief that any such action is deemed reasonably necessary for:
Creditcrasher Technology LLC reserves the right to use security components to protect digital information or material, and that use of such security components is subject to usage guidelines and regulations established by Creditcrasher Technology LLC or any other content providers supplying content services to Creditcrasher Technology LLC. You are prohibited from attempting to override or circumvent any of embedded usage rules applicable to our Services, products and applications. Furthermore, unauthorized reproduction, publication, distribution, or exhibition of any information or materials supplied by our Services, products or applications, despite whether done so in whole or in part, is expressly prohibited.
Upon registration, you hereby acknowledge that by using www. you will be causing communications, including but not limited to, email, searches, instant messages, uploaded files, photos or videos, to be sent through our computer network and thus shall constitute interstate transmissions.
Due to the global nature of the internet, through the use of our network you hereby agree to comply with all applicable law and rules relating to online conduct and that which is considered acceptable content. Uploading, posting and/or transferring software, technology and other technical data may be subject to the export and import laws of the United States and other countries. Through the use of our network, you thus agree to comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html) , as well as the sanctions control program of the
UnitedStates (http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx).
Furthermore, you state and pledge that you:
Creditcrasher Technology LLC shall not claim ownership of any content submitted by any visitor, member, or user, nor make such content available for inclusion on our website Services. Therefore, you hereby grant to Creditcrasher Technology LLC the below listed worldwide, royalty-free and nonexclusive licenses, as applicable:
Those areas which may be deemed “publicly accessible” areas of Creditrasher Technology LLC’s sites are those areas of our network properties which are meant to be available to the general public, including message boards and groups that are openly available to both users and members. However, “publicly accessible” areas do not include areas which are not available to the public, and are only available to members, including our mail system and instant messaging.
Creditcrasher Technology LLC provides an area for our users and members to contribute feedback to our website. When you submit ideas, documents, suggestions and/or proposals (“Contributions”) to our site, you acknowledge and agree that:
All users and members agree to insure, indemnify and hold harmless Creditcrasher Technology LLC and its subsidiaries, affiliates, agents, employees, officers, partners and/or licensors for any claim or demand, including but not limited to reasonable attorney fees, made by any third party arising from any content a member or user of our site submitted, posted, modified, transmitted or otherwise made available through our Services, products, the use of Creditcrasher Services, your violation of this TOS, your violation of any rights of another person, or otherwise connected with Creditcrasher’s Services, products or applications.
The member or user agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part of, use of or access to Creditfixrr’s sites.
You acknowledge and agree that Creditcrasher Technology LLC may establish any practices or limits regarding the use of our Services, including the maximum number of days that any email, message posting or any other uploaded content shall be retained by Creditcrasher Technology LLC, the maximum number of email messages that may be sent and/or received by any member, the maximum volume or size of any email message that may be sent from or may be received by an account on our Service, the maximum disk space allowable that shall be allocated on Creditcrasher Technology Inc’s servers on members’ behalf, or the maximum number of times or duration that any member may access our Services in a given period of time. In addition, you also agree that Creditcrasher Technology LLC has absolutely no responsibility or liability for the removal or failure to maintain storage of any messages, communications or content maintained or transmitted by our Services. You also acknowledge and agree that Creditcrasher reserves the right to delete or remove any account that is not active for reasonable period of time. Furthermore, Creditcrasher Technology Inc reserves the right to modify, alter or update its general practices and limits at our sole discretion and without prior notice.
You understand and acknowledge that any messenger service, which may include any webbased versions, shall permit you and the individuals with whom you communicate to save your conversations in your account located on Creditcrasher Technology LLC’s servers. You also acknowledge that others have the option to use and save conversations with you in their own personal account on www.. Therefore, you consent to allow Creditcrasher Technology Inc to store any and all such communications on its servers.
Creditcrasher Technology LLC reserves the right to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition, you agree that we shall not be liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof and for any claim of damage or harm relating to such alteration, modification, suspension and/or discontinuance of our Services.
As a member, you agree that Creditcrasher Technology LLC may, without any prior written notice immediately suspend, terminate, discontinue or limit your account, any email associated with your account, and your access to any of our Services for cause which shall include, but is not limited to:
You further agree that any and all terminations, suspensions, discontinuances, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party for any claim of damage or harm relating to termination of your account, associated email address or access to any of our Services.
The termination of your account with www. shall include:
Creditcrasher Technology LLC makes no representation, warranty, guarantee or assurances of performance by any advertisers located on or through our Services. Your correspondence, business dealings with or participation in promotions of advertisers located on or through our Services, which may include the payment and delivery of goods and Services, and any such other term, condition, warranty and/or representation associated with such dealings, are and shall be solely between you and any such advertiser. Moreover, you agree that Creditcrasher Technology LLC shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a result of any such dealings or as a result of the presence of such advertisers on our website. You further agree that Creditcrasher Technology LLC shall not be liable to any user, member or any other person for any loss or damage arising from any activity or conduct by advertisers on our website.
Either Creditfixrr Technology LLC or third parties may display on the Creditcrasher website links to other websites and/or resources. You acknowledge and agree that Creditcraher is not responsible for the availability of any such external sites or resources, and does not endorse, warrant or guarantee the performance, safety, effectiveness or accuracy of any content, products, services, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that Creditcrasher Technology LLC shall not be responsible or liable, directly or indirectly, for any damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, advertisement, goods or Services made available on or through any such site or resource.
You hereby acknowledge and agree that Creditcrasherr Technology LLC’s Services and any essential software that may be used in connection with our Services (“Software”) contains proprietary and confidential material that is protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge and agree that any Content which may be contained in any advertisements or information presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law or as authorized by Creditcrasher Technology Inc or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on Creditcrasher Technology LLC Services (e.g. Content or Software), in whole or part.
Creditcrasher Technology LLC herein has granted you personal, non-transferable and non-exclusive rights or license to make use of the object code or our Software on a single computer, as long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense, grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you agree not to alter or change the Software in any manner, nature or form, and as such, not to use any modified versions of the Software, including and without limitation, for the purpose of obtaining unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services through any means other than through the interface which is provided by Creditcrasher Technology LLC for use in accessing our Services.
YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT Creditcrasher TECHNOLOGY INC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:
In the event you have a dispute, you agree to release Creditcrasher Technology Inc (and its officers, directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners and any other third parties) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed and undisclosed, arising out of or in any way connected to such dispute.
Should you intend to create or to join any service, receive or request any news, messages, alerts or other information from our Services concerning companies, stock quotes, investments or securities, please review the above Sections Warranty Disclaimers and Limitations of Liability carefully. In addition, for this particular type of information, the phrase “Let the investor beware” is appropriate. Creditcrasher Technology LLC’s content is provided for informational purposes only, and no content that shall be provided or included in our Services is intended for trading or investing purposes. Creditcrasher Technology LLC and our licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available through our Services, and shall not be responsible or liable for any trading or investment decisions based on any such information.
THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO YOU.
You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there shall be no third-party beneficiaries to this agreement.
Creditcrasher Technology LLC may furnish you with notices, including those with regards to any changes to the TOS through email, regular mail, MMS or SMS, text messaging, postings on our website Services, or other reasonable means currently known or any which may be herein after developed. Any such notices may not be received if you violate any aspects of the TOS by accessing our Services and products in an unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services or products in an authorized manner.
You herein acknowledge, understand and agree that all of the Creditcrasher Technology LLC trademarks, copyright, trade name, service marks, and other Creditcrasher Technology LLC logos and brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Creditcrasher Technology LLC. You herein agree not to display and/or use in any manner the Creditcrasher Technology LLC logo or marks without obtaining Creditcrasher Technology Inc’s prior written consent.
Creditcrasher Technology LLC will always respect the intellectual property of others, and we ask that all of our users and members do the same. At its sole discretion, Creditcrasher Technology LLC may disable and/or terminate the account(s) of any user or member who violates this TOS or infringes the rights of others. If you feel that your work has been duplicated in such a way that would constitute copyright infringement, or if you believe your intellectual property rights have been otherwise violated, you should provide to us the following information:
The Creditcrasher Technology LLC Agent for notice of claims of copyright or other intellectual property infringement can be contacted as follows:
Mailing Address:
Creditcrasher Technology LLC
Attn: Copyright Agent
8 The Green Unit 5913
Dover, DE 19901
Email: support@
BE IT KNOWN, that Creditcrasher Technology LLC complies with all applicable Federal Communications Commission rules and regulations regarding the closed captioning of video content. For more information, please visit our website at www.
This TOS constitutes the entire agreement between you and Creditcrasher Technology LLC and shall govern the use of our Services, products and applications superseding any prior version of this TOS between you and us with respect to Creditfixrr Technology LLC Services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Creditcrasher Technology Inc Services, affiliate Services, third-party content or third-party software.
It is at the mutual agreement of both you and Creditcrasher Technology LLC with regard to the TOS that the relationship between the parties shall be governed by the laws of the state of Wyoming without regard to its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the TOS, or the relationship between you and Creditcrasher Technology Inc, shall be filed within the courts having jurisdiction within the County of Natrona County, Wyoming or the U.S. District Court located the state of Wyoming. You and Creditfixrr Technology Inc agree to submit to the jurisdiction of the state and federal courts in the state of Wyoming, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.
You and Creditcrasher Technology LLC agree that all claims pursued against each other will be on an individual basis. To that end, you and Creditcrasherr Technology LLC each hereby waive their right to commence, to become a party to or to remain a participant in, any group, representative, class, collective, or hybrid class, mass or collective action in any court, arbitration proceeding, or any other forum, against the other.
At any time, should Creditcrasher Technology LLC fail to exercise or enforce any right or provision of the TOS, such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.
You acknowledge, understand and agree that your account is non-transferable and any rights to your ID and contents within your account shall terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or action arising out of or related to the use of our Services, products or applications or to this TOS must be filed within one (1) year after said claim or cause of action arose or shall be forever barred.
Please report any and all violations of this TOS to Creditcrasher Technology LLC as follows:
We provide you with the Knowledge, the Dispute Flows, the Tools and the Resources to help you achieve the credit scores you desire!